[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.plakatt.cz\/kdyz-nestaci-penize\/#Article","mainEntityOfPage":"https:\/\/www.plakatt.cz\/kdyz-nestaci-penize\/","headline":"Kdy\u017e nesta\u010d\u00ed pen\u00edze","name":"Kdy\u017e nesta\u010d\u00ed pen\u00edze","description":"Spokojen\u00fd \u017eivot je dop\u0159\u00e1n jenom t\u011bm, kdo maj\u00ed dostatek pen\u011bz. Jist\u011b, ani pen\u00edze nejsou v lidsk\u00e9m \u017eivot\u011b v\u0161\u00edm, ale ten, kdo je nem\u00e1, mus\u00ed po\u010d\u00edtat … ","datePublished":"2021-11-11","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.plakatt.cz\/author\/#Person","name":"","url":"https:\/\/www.plakatt.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"plakatt.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.plakatt.cz\/wp-content\/uploads\/art414664_1x1_20261011_185513_UomKLj.jpg","url":"https:\/\/www.plakatt.cz\/wp-content\/uploads\/art414664_1x1_20261011_185513_UomKLj.jpg","height":0,"width":0},"url":"https:\/\/www.plakatt.cz\/kdyz-nestaci-penize\/","about":["Finance"],"wordCount":428,"articleBody":"       Spokojen\u00fd \u017eivot je dop\u0159\u00e1n jenom t\u011bm, kdo maj\u00ed dostatek pen\u011bz. Jist\u011b, ani pen\u00edze nejsou v lidsk\u00e9m \u017eivot\u011b v\u0161\u00edm, ale ten, kdo je nem\u00e1, mus\u00ed po\u010d\u00edtat s probl\u00e9my, je\u017e mohou b\u00fdt n\u011bkdy i vysloven\u011b nezvladateln\u00e9. Zat\u00edmco ten, kdo pen\u00edze m\u00e1, m\u00e1 v mnoha ohledech spokojen\u011bj\u0161\u00ed existenci a lep\u0161\u00ed vyhl\u00eddky, proto\u017ee si za n\u011b m\u016f\u017ee po\u0159\u00eddit v\u0161e pot\u0159ebn\u00e9 a klidn\u011b i nepot\u0159ebn\u00e9. Ov\u0161em \u010dlov\u011bk si nem\u016f\u017ee jenom tak \u0159\u00edci, \u017ee pot\u0159ebuje pen\u00edze, a hned je m\u00edt. Tak to v \u017eivot\u011b nechod\u00ed. Kdo chce b\u00fdt finan\u010dn\u011b zaopat\u0159en\u00fd, mus\u00ed m\u00edt dost vysok\u00e9 p\u0159\u00edjmy, ka\u017edop\u00e1dn\u011b vy\u0161\u0161\u00ed ne\u017e jeho v\u00fddaje. Nebo aspo\u0148 shodn\u00e9. A pokud u\u017e snad n\u011bkdy nem\u00e1 pr\u00e1v\u011b takov\u00e9 p\u0159\u00edjmy, mus\u00ed m\u00edt aspo\u0148 finan\u010dn\u00ed rezervu, tedy \u00faspory, jimi\u017e by se dal nedostatek po ur\u010ditou dobu kompenzovat. A kdy\u017e \u010dlov\u011bk ani dost nevyd\u011bl\u00e1v\u00e1, ani nem\u016f\u017ee s\u00e1hnout na \u00faspory, a nem\u016f\u017ee odlo\u017eit platby, na kter\u00e9 moment\u00e1ln\u011b nem\u00e1, mus\u00ed sh\u00e1n\u011bt pen\u00edze, kde se jenom d\u00e1. A t\u0159eba si je i p\u016fj\u010dit, nen\u00ed-li vyhnut\u00ed. \u017de je to jasn\u00e9 a prost\u00e9? Tak na to rad\u011bji hned zapome\u0148te. Jist\u011b, jsou mezi n\u00e1mi i ti, jim\u017e p\u016fj\u010d\u00ed v kdejak\u00e9 bance kdykoliv a ochotn\u011b, ale daleko v\u00edce je p\u0159ece jenom t\u011bch, kte\u0159\u00ed maj\u00ed se z\u00edsk\u00e1v\u00e1n\u00edm p\u016fj\u010dky probl\u00e9my. N\u011bkdy se mus\u00ed v\u011bru nam\u00e1hat, ne\u017e jim n\u011bkde p\u016fj\u010d\u00ed, a n\u011bkdy se dokonce zd\u00e1, jako by jim ani nikde p\u016fj\u010dit necht\u011bli. To z\u00e1le\u017e\u00ed na tom, jak si doty\u010dn\u00fd \u017eadatel vede, jak je na tom t\u0159eba v ot\u00e1zce p\u0159\u00edjm\u016f, registr\u016f dlu\u017en\u00edk\u016f, exekuc\u00ed a podobn\u011b.   Proto\u017ee \u017eadatel mus\u00ed p\u0159esv\u011bd\u010dit o tom, \u017ee je schopn\u00fd z\u00edskan\u00e9 pen\u00edze vr\u00e1tit. A kdy\u017e o tom panuj\u00ed pochybnosti, rad\u011bji mu nikdo nep\u016fj\u010d\u00ed. Jistota je jistota a pen\u00edze jsou d\u016fle\u017eit\u011bj\u0161\u00ed ne\u017e spokojenost \u017eadatele. A kdy\u017e se n\u011bkdo v bance se zlou pot\u00e1\u017ee? Pak mu na\u0161t\u011bst\u00ed pom\u016f\u017ee aspo\u0148 nejlevn\u011bj\u0161\u00ed hypot\u00e9ka od nebankovn\u00ed spole\u010dnosti. Proto\u017ee u t\u00e9 se tolik nehled\u00ed na kvality \u017eadatel\u016f. Kdo d\u00e1 do z\u00e1stavy nemovitost a m\u00e1 z \u010deho spl\u00e1cet, ten tu prost\u011b usp\u011bje. A m\u00e1 se zase dob\u0159e.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e nesta\u010d\u00ed pen\u00edze","item":"https:\/\/www.plakatt.cz\/kdyz-nestaci-penize\/#breadcrumbitem"}]}]